Accounts from $5,000 to $1,000,000. Five account models, profit splits up to 100%, and an average payout time of 30 minutes.
Up to 60% off challenges with code SEPT — 70% applies to $5K Instant Prime only (60% at $10K–$50K, 50% at $100K–$200K). Nova is a flat 40% off activation plus BOGO.
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Buy Now100%
max profit split
30min
average payout
$7
to start on Nova
$1M
largest account
4
minimum profitable days
$5M+
paid out to traders
Top One Trader is one of the fastest-paying desks in the industry, with an average payout time of 30 minutes and 4,500+ five-star reviews behind it. Accounts run from $5,000 to $1,000,000 across five models.The entry point is the headline. The Nova challenge starts at $7 - the firm calls it the lowest all-in cost of any prop challenge - and you pay a single activation fee only after you pass. Profit splits reach up to 100% on the Prime and Nova models, and support responds in under 60 seconds around the clock.Every model has no consistency rule except Instant Funding Prime, and a free video coaching programme is included with purchase.
Top One Trader lists its products as CFDs. MetaTrader 5, MatchTrader and TradeLocker are offered, with leverage from 10:1 on single-step up to 1:100 on two-step. Specific pairs and indices are not broken out on the public site.
Three platforms: MetaTrader 5 for full control and automation, MatchTrader for simplicity and speed, and TradeLocker for charting, real-time data and mobile.
Cards and online payments at checkout. Nova challenges start at $7 before passing, with the activation fee charged only on success.
First payout 14 days after funding, then every 14 days - or weekly with the Weekly Payout add-on. Minimum payout is 2% of the starting balance.
One-Step FLASH is a single 10% target with 3 minimum profitable days. Two-Step PRO is 8% then 5% with up to 1:100 leverage and the highest split on the desk. Instant Prime and Instant Funding skip the challenge entirely, reaching $1M. Nova is the budget route at $7 to start.
One 10% target, 3 profitable days
| Size | 5K | 10K | 25K | 50K | 100K | 200K |
|---|---|---|---|---|---|---|
| Profit target · Step 1 | 10% | 10% | 10% | 10% | 10% | 10% |
| Profit target · Step 2 | — | — | — | — | — | — |
| Max loss | 7% trailing | — | — | — | — | — |
| Daily loss | 4% | — | — | — | — | — |
| Drawdown type | Trailing | Trailing | Trailing | Trailing | Trailing | Trailing |
| Consistency | None | |||||
A single-phase evaluation: hit the 10% profit target and pass. Three minimum profitable days, 4% daily loss and 7% max trailing drawdown. Leverage up to 10:1.
No consistency rule. Free video coaching programme included.
8% then 5%, up to 1:100 leverage
| Size | 5K | 10K | 25K | 50K | 100K | 150K | 300K |
|---|---|---|---|---|---|---|---|
| Profit target · Step 1 | 8% | 8% | 8% | 8% | 8% | 8% | 8% |
| Profit target · Step 2 | 5% | 5% | 5% | 5% | 5% | 5% | 5% |
| Max loss | 9% | — | — | — | — | — | — |
| Daily loss | 4% | — | — | — | — | — | — |
| Drawdown type | Static | Static | Static | Static | Static | Static | Static |
| Consistency | None | ||||||
Two phases - 8% then 5%. 4% daily loss and a 9% max loss limit. Leverage up to 1:100, the highest on the desk, and a profit split of up to 100%.
Weekly payouts available. No consistency rule.
No challenge, up to a 100% split
| Size | 5K | 10K | 25K | 50K | 100K | 200K |
|---|---|---|---|---|---|---|
| Profit target · Step 1 | — | — | — | — | — | — |
| Profit target · Step 2 | — | — | — | — | — | — |
| Max loss | 5% trailing | — | — | — | — | — |
| Daily loss | 2.5% | — | — | — | — | — |
| Drawdown type | Trailing | Trailing | Trailing | Trailing | Trailing | Trailing |
| Consistency | None | |||||
Skip the evaluation and trade a funded account from day one. 2.5% daily loss and 5% max trailing drawdown, leverage to 50:1, and a profit split of up to 100%.
Equity Stability Score of 20% applies. News trading is allowed on this model. Weekend holding add-on required.
Straight to funded, up to $1M
| Size | 500K | 1M |
|---|---|---|
| Profit target · Step 1 | — | — |
| Profit target · Step 2 | — | — |
| Max loss | 4% trailing | — |
| Daily loss | 2% | — |
| Drawdown type | Trailing | Trailing |
| Consistency | None | |
The largest accounts on the desk, at 500K and 1M. No profit target, 2% daily loss and 4% max trailing drawdown, leverage to 50:1, and up to a 90% split.
Equity Stability Score of 12% on 500K and 20% on 1M.
Start at $7, 100% split
| Size | 25K | 50K | 100K | 200K | 300K |
|---|---|---|---|---|---|
| Profit target · Step 1 | 5% | 5% | 5% | 5% | 5% |
| Profit target · Step 2 | — | — | — | — | — |
| Max loss | 5% trailing | — | — | — | — |
| Daily loss | 3% | — | — | — | — |
| Drawdown type | Trailing | Trailing | Trailing | Trailing | Trailing |
| Consistency | None | ||||
The budget route. Pay $7 to start instead of the full challenge fee, then a single activation fee once you pass. Step 1: 5% profit target, no daily loss limit and a 6% max trailing drawdown, leverage 100:1. Once funded: no profit target, 3% daily loss, 5% max trailing drawdown, Equity Stability Score of 20%, leverage 30:1 and a 100% profit split. Unlimited free resets included.
First payout is available 14 days after you receive a funded account, then every 14 days - or weekly with the add-on. Minimum payout is 2% of your starting balance, so a $50K account pays out from $1,000.Average payout time is under 30 minutes, support answers in under 60 seconds, and the desk states it has paid out over $5,000,000 to traders.
Payouts are performance fees paid on eligible simulated results. Average payout times are self-reported by the firm and are not a guarantee.
Your first payout can be requested 14 days after receiving a funded account. After that, request one every 14 days, or switch to weekly with the Weekly Payout add-on.Minimum payout is 2% of the starting balance - $1,000 on a $50K account. Profit split runs up to 90/10 on the standard models and up to 100% on Prime and Nova.
Profit split of up to 100%. Request a payout every 14 days from the 14th day after funding, or weekly with the add-on. Minimum payout 2% of the starting balance.
Both reach a 100% profit split on Nova. Weekend holding requires the add-on on instant funding accounts, and news trading is allowed across the board.
Most models carry no consistency rule, which is the main structural difference between them. The exception is Instant Funding Prime at 15%. News trading is allowed, and weekend holding is available on every model as an add-on.Unless you buy the upgrade, a stop loss is required on every trade - a missing one closes the trade rather than breaching the account.
News trading is allowed on every model. You may hold positions over the weekend, but the Weekend Holding add-on must be purchased on Instant Funding and Prime accounts.
Every account includes a free video coaching programme of 20+ lessons on zone trading, risk management and setup. Nova challenges include unlimited free resets, and the desk runs a capital allocation loyalty programme worth up to $600,000.
From $7 to start, up to a 100% profit split, and an average payout time of 30 minutes.
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