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FTMO
FTMO runs the FTMO Challenge (1-Step or 2-Step, Standard or Swing), a free practice trial, and funded FTMO Accounts up to $200,000. Over $650M paid out, 4.5M+ traders and a 90% profit split on demand — one of the industry's longest track records.
$650Mpaid out
4.5Mtraders
$200Kmax account
90%payout split
$200K
max account
90%
payout split
$650M+
paid out
1-4
days review
20%
off $100K 1-Step
4.8/5
Trustpilot (firm claim)
Overview
One-time-fee forex challenges: 1-Step or 2-Step, Standard or Swing
FTMO gives you two evaluation routes. The FTMO Challenge: 1-Step has no Verification phase — pass the trading objectives once and reach the FTMO Account. The FTMO Challenge: 2-Step adds a lighter Verification phase after a first Challenge phase. Every plan is a one-time fee, runs from $10,000 to $200,000 of simulated capital, and pays a 90% split on demand. Standard accounts restrict news trading and overnight/weekend holding once funded; Swing accounts (2-Step only) have no such restrictions.
Platforms
MetaTrader 4MetaTrader 5cTraderTradingView
Trade on MetaTrader 4, MetaTrader 5, cTrader or TradingView.
Payment methods
CardsWire transferCrypto
Pay by card, wire transfer or crypto at checkout.
Payout methods
On demandNext business day90% split
Request a payout on demand once funded; FTMO typically processes payouts the next business day.
Programs
Three forex evaluation plans — one 1-Step, two 2-Step account types
FTMO pricing is a single one-time fee per account size. Pick the 1-Step Standard to skip Verification, or choose a 2-Step (Standard or Swing) for a lighter trade-in to the FTMO Account. A free trial mirrors the evaluation so you can practice first.
FTMO Challenge: 1-Step
No Verification phase — pass once, reach the FTMO Account.
| Size | 10K | 25K | 50K | 100K | 200K |
|---|---|---|---|---|---|
| Profit target · Step 1 | 10% | 10% | 10% | 10% | 10% |
| Profit target · Step 2 | — | — | — | — | — |
| Max loss | 10 | 10 | 10 | 10 | 10 |
| Daily loss | 3 | 3 | 3 | 3 | 3 |
| Drawdown type | EOD Trailing | EOD Trailing | EOD Trailing | EOD Trailing | EOD Trailing |
| Consistency | 50% consistency (Best Day) | ||||
1-Step: 10% target, 3% daily loss, 10% EOD trailing max loss, 90% split, no minimum trading days, review 1-4 business days. From $79 (10K).
FTMO Challenge: 2-Step
Challenge phase plus a lighter Verification phase.
| Size | 10K | 25K | 50K | 100K | 200K |
|---|---|---|---|---|---|
| Profit target · Step 1 | 10% | 10% | 10% | 10% | 10% |
| Profit target · Step 2 | 5% | 5% | 5% | 5% | 5% |
| Max loss | 10 | 10 | 10 | 10 | 10 |
| Daily loss | 5 | 5 | 5 | 5 | 5 |
| Drawdown type | Static | Static | Static | Static | Static |
| Consistency | 50% consistency (Best Day) | ||||
2-Step Standard: P1 target 10% / P2 target 5%, 5% daily loss, 10% static max loss, minimum 4 trading days per phase, 90% split. From $89 (10K).
FTMO Challenge: 2-Step Swing
Same 2-Step rules, no news or overnight-weekend restrictions.
| Size | 10K | 25K | 50K | 100K | 200K |
|---|---|---|---|---|---|
| Profit target · Step 1 | 10% | 10% | 10% | 10% | 10% |
| Profit target · Step 2 | 5% | 5% | 5% | 5% | 5% |
| Max loss | 10 | 10 | 10 | 10 | 10 |
| Daily loss | 5 | 5 | 5 | 5 | 5 |
| Drawdown type | Static | Static | Static | Static | Static |
| Consistency | 50% consistency (Best Day) | ||||
Swing (2-Step only): same P1 10% / P2 5% targets, 5% daily loss and 10% static drawdown as Standard, but no news-release or overnight/weekend holding restrictions. From $89 (10K).
Payouts
Payouts & profit split
Keep 90% of simulated profits and request payouts on demand once funded; FTMO typically processes them by the next business day.
Split & speed
- 90% profit split on the FTMO Account, from the first payout request.
- Payout on demand, typically processed the next business day.
- No re-funding fee; a no-trading safety buffer lets you resume after a drawdown.
- Over $650M paid out to FTMO traders since 2017.
Getting paid — step by step
- 1Pass the FTMO Challenge: 1-Step or the 2-Step (Challenge + Verification) to become an FTMO Trader.
- 2Trade the FTMO Account under the published objectives and generate eligible profit.
- 3Request a payout on demand — profit split 90% to you, 10% to FTMO.
- 4Get paid, typically by the next business day after approval.
Performance fees are paid on eligible simulated results and are not guaranteed. Simulation disclaimer applies across every model.
Payout policy by model
All plans share one-time fees and a 90% split; the differences are the account type (Standard vs Swing) and the number of phases.
10% EOD trailing max loss, 3% daily loss, 90% split. No Verification phase — pass once.
10% static max loss, 5% daily loss, P1 10% / P2 5% targets, minimum 4 trading days per phase.
Same 2-Step objectives with no news or overnight-weekend holding restrictions.
Rules
Firm rules — how the objectives work
FTMO publishes clear trading objectives. The essentials for planning a pass path.
Simulated capital
Challenges and FTMO Accounts trade simulated capital; only the one-time evaluation fee is at risk.
Best Day Rule
Your Best Day profit may not exceed 50% of the total profit from positive days (not a hard breach for the 1-Step).
No news / overnight (Standard)
Once funded on a Standard account, no trading during selected news releases and no overnight or weekend position holding (use SL/TP to hold).
Swing = no restrictions
Swing accounts (2-Step only) have no news or overnight-weekend holding restrictions on the FTMO Account.
Trading objectives
Each product has a profit target, a maximum daily loss and a maximum loss. The 1-Step uses a 10% EOD trailing maximum loss; the 2-Step uses a 10% static maximum loss with a 5% daily limit. Objectives may change — always confirm the latest rules on ftmo.com before purchasing.
House rules
The FTMO Challenge and FTMO Account model
How an evaluation and a funded FTMO Account work.
Two products
Choose the FTMO Challenge: 1-Step (no Verification phase) or the FTMO Challenge: 2-Step (Challenge + Verification).
Review 1-4 business days
After you pass the objectives, FTMO reviews your account typically within 1-4 business days before you trade the FTMO Account.
Unlimited time
There is no time limit on the Challenge or Verification — trade at your own pace.
Free Trial
Practice the evaluation on a free simulated account before paying a fee.
Start your FTMO Challenge
One-time fee, 90% split, payout on demand. Practice on a free trial first if you like.
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Tools
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